Credit Disclosure

Credit Disclosure

Credit Disclosure

We need to ask you a few questions as part of our credit assessment process. You don’t have to answer them, but this assessment does help us decide if we can provide you service and lets us perform credit checks through credit reporting agencies.

We may verify this information with others. We’ll also keep it, just in case we need to get in touch with you in the future. You can ask for a copy at any time or ask us to update it and correct any mistakes.

This information, and information about payments you make to Spark in the future, and payments that you miss will be passed on to credit reporting agencies. They will share this information with others who might want to conduct a credit check on you.

If you sign up for interest free payments with Spark, we’ll also receive information from credit reporting agencies throughout your interest free payment term. This new information will tell us how you’re managing any other credit accounts you have. If you apply for more products, we’ll use this information to assess your ability to manage the extra payments. This information will also help us understand whether extra payment reminders and options could be useful to you.

Are you happy to continue?

How do I request a copy of my information?

You can request access to and correction of the personal information we hold about you. Unless we have a lawful reason for withholding this information we will provide you with access. To request access to your personal information please write to Spark Investigations Centre, P.O Box 550, Wellington 6011 or email cic@Spark.co.nz.

We need to ask you a few questions as part of our credit assessment process. You don’t have to answer them, but this assessment does help us decide if we can provide you service and lets us perform credit checks through credit reporting agencies.

We may verify this information with others. We’ll also keep it, just in case we need to get in touch with you in the future. You can ask for a copy at any time or ask us to update it and correct any mistakes.

This information, and information about payments you make to Spark in the future, and payments that you miss will be passed on to credit reporting agencies. They will share this information with others who might want to conduct a credit check on you.

If you sign up for interest free payments with Spark, we’ll also receive information from credit reporting agencies throughout your interest free payment term. This new information will tell us how you’re managing any other credit accounts you have. If you apply for more products, we’ll use this information to assess your ability to manage the extra payments. This information will also help us understand whether extra payment reminders and options could be useful to you.

Are you happy to continue?

How do I request a copy of my information?

You can request access to and correction of the personal information we hold about you. Unless we have a lawful reason for withholding this information we will provide you with access. To request access to your personal information please write to Spark Investigations Centre, P.O Box 550, Wellington 6011 or email cic@Spark.co.nz.

We need to ask you a few questions as part of our credit assessment process. You don’t have to answer them, but this assessment does help us decide if we can provide you service and lets us perform credit checks through credit reporting agencies.

We may verify this information with others. We’ll also keep it, just in case we need to get in touch with you in the future. You can ask for a copy at any time or ask us to update it and correct any mistakes.

This information, and information about payments you make to Spark in the future, and payments that you miss will be passed on to credit reporting agencies. They will share this information with others who might want to conduct a credit check on you.

If you sign up for interest free payments with Spark, we’ll also receive information from credit reporting agencies throughout your interest free payment term. This new information will tell us how you’re managing any other credit accounts you have. If you apply for more products, we’ll use this information to assess your ability to manage the extra payments. This information will also help us understand whether extra payment reminders and options could be useful to you.

Are you happy to continue?

How do I request a copy of my information?

You can request access to and correction of the personal information we hold about you. Unless we have a lawful reason for withholding this information we will provide you with access. To request access to your personal information please write to Spark Investigations Centre, P.O Box 550, Wellington 6011 or email cic@Spark.co.nz.